Fintactic

Terms & Condition

Welcome to Fintactic.in (“we,” “our,” or “us”). These Terms and Conditions govern your access to and use of our website and services. By using our website or availing our services, you agree to these Terms and Conditions. If you do not agree, please refrain from using our website and services.

1. Definitions

  • "Website" refers to www.fintactic.in.
  • "Services" refers to the financial services provided, including but not limited to tax filing, tax planning, consultation, and business advisory.
  • "User" refers to any person accessing or using our website or services.

2. Eligibility

By using our services, you confirm that:

  • You are at least 18 years of age.
  • You have the legal capacity to enter into a binding contract.
  • All information you provide to us is accurate and complete.

3. Services Offered

We provide the following services:

  • Tax filing and planning (assisted by HS Shah and Associates).
  • Consultation.
  • Business advisory services.
  • Other financial services as listed on our website.

Each service may be subject to specific terms, which will be provided at the time of availing the service.

4. User Obligations

By using our website and services, you agree to:

  • Provide accurate and truthful information.
  • Use the website and services solely for lawful purposes.
  • Maintain the confidentiality of your account details.
  • Not misuse or disrupt the functionality of the website.

5. Pricing and Payment

  • The prices for our services are listed on our website and are subject to change without notice.
  • Payment must be made in full before availing of the services.
  • We accept payment through the methods listed on our website.
  • Once a service is purchased, it is non-refundable, except as outlined in our Refund Policy.

6. Refund Policy

  • Refunds are only applicable in cases where the service could not be delivered due to our fault.
  • Refund requests must be made within 7 days of purchase.
  • To request a refund, contact us at refund@fintactic.in.

7. Third-Party Services

Our services involve collaboration with third parties, including HS Shah and Associates. While we ensure quality and professionalism, we are not responsible for any issues arising directly from the actions of these third parties.

8. Intellectual Property

  • All content on our website, including text, graphics, logos, and software, is the property of Fintactic.in and is protected by copyright and trademark laws.
  • You may not reproduce, distribute, or use any content without prior written permission from us.

9. Limitation of Liability

To the fullest extent permitted by law:

  • We are not liable for any direct, indirect, incidental, or consequential damages arising from the use of our website or services.
  • We are not responsible for errors or omissions in the information provided on our website.

10. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, or losses arising from:

  • Your use of the website or services.
  • Your violation of these Terms and Conditions.
  • Your infringement of any third-party rights.

11. Termination

We reserve the right to terminate or suspend your access to our website or services if you:

  • Violate these Terms and Conditions.
  • Engage in any fraudulent or unlawful activity.

12. Governing Law

These Terms and Conditions are governed by the laws of [Your Jurisdiction]. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts in Indian constitution and Surat, Gujarat.

13. Modifications to Terms

We reserve the right to update or modify these Terms and Conditions at any time without prior notice. Changes will be effective immediately upon posting on our website. We encourage you to review these terms periodically.

SUBSCRIPTION PLAN TERMS AND CONDITIONS:

  1. The payment of all Plan fees is refundable only in accordance with the company’s Cancellation & Refund Policy.
  2. The Plans are not transferable and are only valid up to its date of expiry (valid as per plan) and the plan cannot be used by any person other than the plan holder.
  3. Renewal terms and conditions are at the discretion of "fintactic.in".
  4. The Plans can only be used on/for our website.
  5. Each plan has their own services which are clearly written when opted for.
  6. If you buy a plan and are not eligible for it, you will need to pay the difference amount and upgrade the plan. In such case as the service has already been initiated your base amount won’t be refunded.

Here is an example:

Suppose you bought our Silver Plan at Rs.299 + GST i.e., Rs.352.82, which specifies that only salaried people are eligible. You being a business owner will fall under the Gold Plan at Rs.499 + GST i.e., Rs.588.82, so you will have to pay Rs.588.82 - Rs.352.82 = Rs.236. To avail services as per your upgraded plan.


15. Contact Us

If you have any questions or concerns about these Terms and Conditions, please contact us:

  • Email: info@fintactic.in
  • Phone: +91 97253 14225
  • Address: 324, Shiven Square, Near Blue Life, Adajan, Surat, Surat, Gujarat, 395009

By using our website and services, you acknowledge that you have read, understood, and agree to these Terms and Conditions.

TMLS India Pvt Ltd operates as a financial consultation and mediation platform offering advisory and facilitation services under a member-based subscription model. TMLS India Pvt Ltd is not a Non-Banking Financial Company (NBFC), lender, or financial institution.

TMLS India Pvt Ltd does not provide loans, disburse funds, collect repayments, or participate in any loan sanctioning, recovery, or post-disbursement process. Our services are strictly limited to financial consultation, customer onboarding assistance, and submission of customer applications to partnered banks and NBFCs, based on customer authorization and consent.

All loan approvals, rejections, sanction terms, disbursement amounts, interest rates, tenure, processing fees, and repayment obligations are determined solely by the respective banks or NBFCs in accordance with their internal credit policies, risk assessment frameworks, and applicable regulatory guidelines. Once an application is submitted, the loan process is handled directly between the customer and the respective lending institution, and TMLS India Pvt Ltd has no control over or influence on the final outcome.

Any pre-approval, eligibility indication, or provisional offer displayed on our website, mobile application, or communicated during consultation is purely indicative and subject to document verification, credit assessment, and final approval by the concerned bank or NBFC. TMLS India Pvt Ltd does not guarantee loan approval, sanction amount, interest rate, or disbursement timelines.

By availing our services, customers expressly acknowledge and agree that TMLS India Pvt Ltd shall not be held responsible or liable for any decision, delay, modification, or action taken by banks or NBFCs, including but not limited to application rejection, revised terms, delayed disbursement, or changes in eligibility criteria.